House call
I never really worried about life insurance before, because although there might have been a bunch of people who might miss me if I were gone, there was no one for which a pile of money might make that any easier. But now I have a kid, so we're getting life insurance.
They sent a rep to our house today, a bizarre cross between a used car salesman and a nurse, to take information and take blood pressure and weight and urine samples and blood samples. He was a crappy phlebotomist. Granted, I have about the worst veins in the world for giving blood, small and prone to hiding, but usually the people taking blood complain a lot but manage just fine. I told him that I was sure I could get doctor's records to them, since I think they tested me for everything in the known universe in the past year, but he kind of wanted to save face since apparently he's a manager and trains the other insurance guys. He finally got some blood after a ridiculopus amount of trying.
Still, it was the closest I've ever had to a house call.![[profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
bard_bloom tells me he had one once, when he was a kid. He had a cold, and his parents called the doctor, and had the lack of wisdom to put him on the phone to describe his symptoms. Bard, being the sprout of what later became a magnificent roleplayer, played sick so well he convinced the doctor to come down in person, apparently.
Now, all I have to do is pay a bunch of money, and then proceed to "waste" it by not dying for a long long time.
They sent a rep to our house today, a bizarre cross between a used car salesman and a nurse, to take information and take blood pressure and weight and urine samples and blood samples. He was a crappy phlebotomist. Granted, I have about the worst veins in the world for giving blood, small and prone to hiding, but usually the people taking blood complain a lot but manage just fine. I told him that I was sure I could get doctor's records to them, since I think they tested me for everything in the known universe in the past year, but he kind of wanted to save face since apparently he's a manager and trains the other insurance guys. He finally got some blood after a ridiculopus amount of trying.
Still, it was the closest I've ever had to a house call.
bard_bloom tells me he had one once, when he was a kid. He had a cold, and his parents called the doctor, and had the lack of wisdom to put him on the phone to describe his symptoms. Bard, being the sprout of what later became a magnificent roleplayer, played sick so well he convinced the doctor to come down in person, apparently.Now, all I have to do is pay a bunch of money, and then proceed to "waste" it by not dying for a long long time.
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You're basically making a bet with the insurance company. They bet that you won't die, you bet that you will. You either lose the money, or your life. It's scary to think about, but of course important when you have dependants.
*hug* Just promise me you're not going anywhere for a long, long time, OK?
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Hee!